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 Farmers Mutual offers a variety of property and casualty insurance products designed to meet the needs of property owners in rural Pennsylvania communities since 1881. Homeowners The company offers preferred and standard homeowners programs for dwellings located within the state. Additional endorsements are available to meet your coverage needs. The homeowners policy is a package policy offering not only property coverage but also personal liability protection and medical payments to others. Mobile homeowners Similar to the homeowners policy, a mobile homeowners policy also offers property and liability insurance coverage combined into one policy. Farmowners The farmowners program at Farmers Mutual offers a wide array of coverage to meet the specific needs of farms and farm properties. Coverage is available for the dwelling, personal property, additional living expense, farm personal property, farm barns, out buildings and other structures, personal and farm liability, medical payments to others and additional coverages. Dwelling Fire Farmers Mutual offers fire and extended coverage on dwellings that do not meet the criteria for a homeowners policy. The company specializes in writing seasonal owner occupied dwellings (camps) and one to four family tenant occupied dwellings (rentals) under this program unsupported. Commercial Lines (Property, Liability and Packaged Products) The company writes both property and liability coverage designed for small commercial establishments such as, retail shops, offices and apartment buildings. A packaged policy may be available to those businesses who meet the criteria which would combine the property and liability coverage. Often the property coverage for commercial buildings is written on an actual cash value basis. Determining What Coverage is Right for You Farmers Mutual markets its products and services through several independent insurance agencies located across the state. The company encourages you to select an agency near you to contact to discuss your insurance needs. You can search for an agency by county by clicking on the Agent Locator link located along the left side of this screen. |
